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Maya cuts InstaPay transfer fee to ₱10 starting July 6

  • TechWatch PH Staff
  • July 4, 2026
  • PHT 9:51 pm
  • Maya
  • Photo courtesy of Maya

Maya is lowering its InstaPay transfer fee to other banks from ₱15 to ₱10 starting July 6, giving customers a lower-cost option for real-time fund transfers.

The digital bank said Maya-to-Maya transfers and PESONet transfers will remain free for customers.

With the updated fee, Maya users who need to send money instantly to other banks will pay ₱10 per InstaPay transfer. Customers may also continue sending money instantly to other Maya users at no charge.

For bank transfers that do not require real-time processing, users may still use PESONet for free, subject to standard processing schedules.

Maya said the move is part of its continuing effort to make digital money movement more simple, accessible, and affordable for Filipinos.

The updated InstaPay fee will be reflected in the Maya app beginning July 6.

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