GCash adjusts InstaPay transfer fee to ₱10 per transaction

GCash has adjusted its InstaPay transfer fee to ₱10 per transaction starting July 4, 2026, according to an advisory on its Help Center.

The update applies to InstaPay transfers from GCash to local banks and e-wallets. The Help Center notice also stated that InstaPay transfers will have a maximum amount of ₱50,000, with no minimum amount required.

“Send money from GCash to local banks or e-wallets via InstaPay for real-time transfers. A ₱10 fee applies per transaction,” GCash said in the advisory.

GCash also advised users to update their app to the latest version to reflect the new fee.

Users may transfer funds through account details by selecting Transfer, choosing Local, selecting the receiving bank, entering the amount and recipient details, then confirming the transaction.

Transfers may also be made through QR code by scanning or uploading a bank QR code, entering the amount, and confirming the transfer.