Home Credit rolls out installment plans for iPhone 18 Pro, Pro Max in PH

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Filipino consumers planning to upgrade to Apple’s latest iPhone 18 Pro and iPhone 18 Pro Max now have another payment option, as Home Credit Philippines offers installment financing with repayment terms of up to 24 months.

The financing offer comes as premium smartphones continue to represent a significant purchase for consumers seeking newer mobile technology, improved performance, and access to Apple’s latest device ecosystem.

Under the offer, eligible customers can purchase the iPhone 18 Pro and iPhone 18 Pro Max with interest rates as low as 0%, zero down payment, and installment terms of up to 24 months, subject to applicable conditions and credit approval.

Pre-orders began on October 2 through Apple Authorized Resellers and Home Credit partner stores nationwide, with general availability scheduled for October 16.

The financing arrangement provides another purchasing option for consumers who want to upgrade their devices without paying the entire cost at once.

“A new iPhone launch is always one of the most anticipated moments for Filipino consumers. For many, however, upgrading also comes with the important consideration of how the purchase fits into their monthly budget,” said Puneet Suneja, Chief Sales Officer of Home Credit Philippines.

“At Home Credit, we make it easier with clear and flexible financing options, helping customers enjoy the latest technology while choosing a payment plan that fits their budget and lifestyle,” he added.

While Apple’s Pro models target consumers looking for premium smartphone capabilities, the cost of upgrading remains a consideration, particularly for users replacing older devices.
Installment financing allows buyers to spread the purchase cost across monthly payments rather than making a single large transaction.

However, the advertised ₱137 daily payment does not necessarily apply to every device configuration or financing arrangement. Actual payments depend on customer eligibility, approved financing terms, and applicable promotional conditions.

Consumers may check financing options at participating Apple Authorized Resellers and Home Credit partner stores nationwide.

Customers can also use the Home Credit mobile application to apply for pre-approval before purchasing.

The offer is covered by DTI Fair Trade Permit No. FTEB-242751, Series of 2026.

Home Credit Philippines is licensed and supervised by the Securities and Exchange Commission and the Bangko Sentral ng Pilipinas.